55 Jalan Teluk Batik, Lumut 32200
We examine the application that moved the money.
Not a vendor scorecard. A written view of how a live payment application authorised, captured, voided, refunded, and settled in a named period.
Payment application audit
The file your acquirer received, or the merchant statement your finance team signed, was produced by software. We audit that software as it actually ran — rules, logs, refunds, and the lock that is supposed to freeze a settlement file before it leaves.
Typically four to seven weeks · From RM 16,500 per application and period
An independent examination of a live payment application — how it authorises, captures, voids, refunds, and records the transactions you settle.
Narrower work on the same application
These are not product modules. They are shorter or tighter examinations of the same payment application, usually timed to a settlement cycle or to a change you have already made.
Settlement trail review
A structured trace of selected payments from capture through batching to the file the acquirer or bank actually received.
From RM 11,000 per settlement family
Acquiring and refund control testing
Targeted tests of the automated and people-dependent controls that protect authorisation rules, voids, refunds, and release of settlement.
From RM 8,800 per control set
Go-live readiness review
A time-boxed review of a payment application and its first live settlement window before you switch merchants or channels onto it.
From RM 7,200 per cutover window
Remediation re-test
Re-testing of findings after your team has changed rules, access, or settlement logic in the payment application.
From RM 6,200 per findings setAn e-money issuer asked us to examine the application that builds its nightly settlement. The dashboard balanced. A refund path still used a fee table retired two cycles earlier. That single break explained a reconciling item operations had been plugging by hand.
Names are withheld. The pattern is familiar: the file went out on time, the application is “working,” and the amount is still wrong in a way a screenshot of the console will never show.
Quoted in the letter, not taken here
Ranges on the examination pages are starting points in Malaysian ringgit for a single application and a defined period. Travel within Perak is included; days in Ipoh, Penang, or the Klang Valley are named in the letter. We do not take cards or deposits through the website.